Primary on Main
Address
404 Bay Cove, Ridgeland, MS
Price
$ 489,000
Property Attributes
- MLS#4140407
- TypeSingle Family
- Listing Status Active
- ParishMadison
- CityRidgeland
- NeighborhoodSummers Bay
- Zip39157
- StyleFrench Acadian
- Year Built2002
- Taxes$ 3040
- Price$ 489,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms1
- Sqr Footage2865
- Lot Size0.24 Acres
Data Source:
MLS United
Property Description
Welcome to your new home in the beautiful gated community of Summers Bay on the Ross Barnett Reservoir. This beautifully updated home offers more than just comfort and style -- it comes with its own boat slip, giving you direct access to one of Mississippi's most sought-after waterfront lifestyles. Imagine taking a short, leisurely walk from your front door to your boat, heading out for an afternoon of fishing, cruising the open water, or simply sipping wine while watching the sun set across the reservoir. Every day here feels like a vacation. Step inside to a freshly updated interior where timeless style blends effortlessly with modern finishes. The desirable open split plan is ideal for entertaining. The spacious living area flows seamlessly into the dining room, creating an inviting atmosphere for hosting guests or relaxing with loved ones. The heart of the home features a well-appointed kitchen with stunning quartz countertops, modern appliances, ample storage, and a cozy breakfast area perfect for quiet mornings or casual meals with friends. Just off the kitchen is a generously sized laundry room complete with abundant storage, sink, ice maker, and built-in ironing board. A convenient desk area nearby would also function beautifully as a private workspace or storm room. One of the most peaceful spaces in the home is the sunroom, offering relaxing views of the surrounding landscape. Begin your mornings with radiant sunrises and wind down to the soft glow of reservoir sunsets -- all within walking distance of the water. The main level offers three comfortable bedrooms designed for rest and retreat. The primary suite, privately situated at the back of the home, features a spacious ensuite bath with spa tub and twin walk-in closets. Two additional bedrooms share a well-appointed bath with dual vanities and generous closet space. Upstairs, you'll find a versatile fourth bedroom or bonus room complete with its own full bath -- making it the perfect private guest suite, home office, gym, or hobby space. The current owners have thoughtfully enhanced the home with: - New flooring - Quartz countertops - Updated lighting and fixtures - Tankless water heater - Electric car charging plug Additional highlights include a roof that is only two years old, fresh interior paint, and plush carpeting upstairs -- offering both style and peace of mind for years to come. This is more than just a home -- it's a lifestyle. Whether you're boating, entertaining, or simply enjoying the peaceful setting, this Summers Bay residence offers the very best of reservoir living. Schedule your private showing today and experience it for yourself.
| Elementary School | Middle School | High School |
|---|---|---|
| Ann Smith Elementary School | Olde Towne Middle School | Ridgeland High School |
| Price History | |
|---|---|
| 2/25/2026 | Listed $495,900 |
| 5/21/2026 | 1$489,000 |
General Features
| Property Subtype | Single Family Residence |
|---|---|
| Tax Year | 2025 |
| County | Madison |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Summers Bay |
| Status | Active |
| City | Ridgeland |
| Lot Size Units | Acres |
| Lot Size Square Feet | 10454.4 |
| Standard Status | Active |
| Heating | Central,Fireplace(s) |
| Garage Spaces | 2 |
| Architectural Style | French Acadian |
| Construction Materials | Brick |
| Year Built | 2002 |
| New Construction | false |
| Attached Garage | false |
| High School | Ridgeland |
| Elementary School | Ann Smith |
| Middle/Junior High School | Olde Towne |
| Property Condition | Move In Ready |
| Sewer | Public Sewer |
| HOA Fee | 2040 |
| Assoc Fee Paid Per | Annually |
| Community Features | Boating,Fishing,Gated,Lake,Marina |
| Virtual Tour | https://www.propertypanorama.com/404-Bay-Cove-Ridgeland-MS-39157/unbranded |
| Structure Type | House |
| Association Fee Includes | Maintenance Grounds,Management,Other |
| Levels | Two |
| Utilities | Electricity Connected |
| Cooling | Central Air,Electric |
| Waterfront Features | Lake |
| Roof | Architectural Shingles,Copper |
Interior Features
| Total Baths | 4 |
|---|---|
| Interior Amenities | Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,High Ceilings,His and Hers Closets,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Storage,Walk-In Closet(s),Breakfast Bar |
| Flooring | Carpet |
| Heating Y/N | true |
| Laundry Features | Electric Dryer Hookup,Inside,Main Level,Sink,Washer Hookup |
| Fireplace Features | Living Room |
| Window Features | Bay Window(s),Insulated Windows,Wood Frames |
| Air Conditioning Y/N | true |
| Fireplace Y/N | true |
Exterior Features
| Lot Size Area | 0.24 |
|---|---|
| Lot Size Acres | 0.24 |
| Parking Features | Parking Pad,Concrete |
| Lot Features | Cul-De-Sac |
| Water Source | Public |
| Building Area Total | 2865 |
| Waterfront Y/N | false |
| Exterior Amenities | Boat Slip,None |
| Fencing | Back Yard,Brick,Wood |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 39157
Price
Taxes
Year Built
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